Certificate of Deposit

• Various terms available for investment needs.
• Minimum opening deposit $500.00.
• Automatic renewal.
• Compounding interest.
  
  

  Term	Interest Rate	APY (Annual Percentage Yield)
  6-month CD	1.50%	1.53%
  12-month CD	1.50%	1.53%
  18-month CD	1.80%	1.84%
  24-month CD	1.80%	1.84%

  
  

  A PENALTY MAY BE IMPOSED FOR EARLY WITHDRAWAL.

  Interest rates and annual (APY) are accurate as of 5/22/09 and are subject to change.